No Surprises Act 2022

The No Surprises Act (NSA) establishes new federal protections against surprise medical bills that take effect in 2022. Surprise medical bills arise when insured consumers inadvertently receive care from out-of-network hospitals, doctors, or other providers they did not choose.


You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost


  • Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance, an estimate of the bill for medical items and services.


  • You have the right to receive a “Good Faith Estimate” for the total expected costs like medical tests, prescription drugs, equipment, and hospital fees.



  • Make sure your health care provider gives you a Good Faith Estimate in writing at least one (1) business day before you schedule medical service or item.


  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.



  • Make sure to save a copy or picture of your Good Faith Estimate


For questions or more information about your right to a Good Faith Estimate, visit or call the Connecticut Insurance Department at (860) 297-3800



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